July 2018

Found 13 blog entries for July 2018.

Mortgage interest ratesDepending on when you bought your house and the interest rate you obtained at the time, you may have never had a need to refinance your mortgage. While refinancing will cost you a little money, have your lender do the math. If you plan to stay in your home for a while, with an interest rate lower than what you have currently, you may recognize significant savings on your mortgage loan after you refinance. Even if interest rates aren’t as low as they have been, there are still two good reasons to refinance.

One reason you may want to consider refinancing is if your interest rate was determined when your credit wasn’t as strong as it is now. While the popular conversation to have is about how low interest rates are, not everyone qualifies for those

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161 Pioneer PassageWelcome Home! This custom built home in The Colony features soaring ceilings with exquisite tile and wood floors throughout. Step through double wrought iron entry doors into the wide foyer where you are greeted by formal areas and a study. This elegant three bedroom, 2 full bath and one half bath home with  3,034 square feet of living space sit on a 1.02 acre wooded lot.161 Pioneer Passage

Enjoy the open living spaces starting in the well-appointed kitchen featuring an island, stainless steel appliances, granite countertops, breakfast bar and eating area as well as beautiful and plentiful cabinets for storage. The kitchen opens to the family room with a fireplace and access to the private backyard. A large covered patio overlooks the backyard with TV, dining areas and

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Smithville Casino NightSmithville’s Casino Night is back for the 22nd year and promises to be a fun event as always. Sponsored by the Smithville Area Chamber of Commerce, the event will take place Saturday, July 28 from 6:00-10:00 p.m. at the Smithville Rec Center. Tickets will be available at the door for $45 per person.

The event will include a variety of casino games including poker, blackjack, roulette and craps. You will receive $10,000 in chips when you arrive so you can gamble the night away. Zimmerhanzel’s will provide a BBQ dinner plus there will be drinks, a raffle for some great prizes and a 50/50 drawing.

When: Saturday, July 28th, 6-10

Where: Smithville Recreation Center, 501 Gazley

For more information about Smithville Casino Night, click here.   

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OfficeAll homes are unique and everyone needs something different in their home depending on their habits, who will live there and how it will be used. Depending on the setup of your home and your lifestyle, you may have rooms in your home that rarely get used. There are many ways you can update the rooms in your Bastrop home to allow them to work for you every day.

To determine what would work best for you, think about your lifestyle and the things you do every day that could give you dedicated space for certain activities. A dining room or formal living room can become an office or play room. You might also consider tearing out walls and combining spaces to make larger areas and create an open floor plan that allows you to host groups of people or just

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131 S PohakeaThis charming one-story home is situated on a quiet cul-de-sac in Tahitian Village. Four bedrooms, two baths, 1,795 square feet and a 2-car garage sit on a spacious 0.66 acre lot.

White limestone trimmed with brick adorns the exterior of the home. This well-maintained home is full of nice upgrades that you will enjoy from the moment you step in the front door. Beautiful piano finish laminate flooring is spread throughout the foyer, family, dining and kitchen areas. The kitchen features granite countertops and stainless steel appliances along with a tile backsplash. The open living spaces are perfect for your next gathering and the living room offers a wood burning fireplace and built-ins.  131 S Pohakea

Step away to the spacious master suite with a sitting area

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Mule Deer Foundation BanquetIf you enjoy hunting, this is the event for you. Gather some friends with your common interests or just come on out to the Mule Deer Foundation and make new friends.

The event will take place at the Bastrop Convention Center on the evening of Saturday, July beginning at 6:00 p.m. The event will include a BBQ brisket, Sausage and Chicken Dinner as well as drinks including soft drinks, tea and water plus alcoholic beverages. In addition to lots of delicious food, there will be live and silent auctions along with raffles and games.

The Mule Deer Foundation works hard to ensure the conservation of mule deer and their habitat in a variety of ways. Events are planned to raise money to support the organization’s mission of ensuring the conservation of the

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Selling your homeWhen you are ready to sell your Bastrop  home it can be really tempting to call the agent that you just got a postcard from that promises to list and sell your house for just $500. While you would definitely save some money on the commission, it won’t come without cost. 

Limited service agents, sometimes referred to as flat fee brokers, will offer you very limited assistance in selling your home. They often only offer to list the home in MLS and place a sign in the yard and you will be required to perform all of the other activities that are necessary to help sell the home. Some limited service agents offer the ability for you to pay for some services separately in an a la carte manner while others do not.

Using a limited services agent is very

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137 PohakeaWelcome to this quiet home in Tahitian Village. Four bedrooms, two baths, 1,886 square feet and a 2-car garage sit on a quiet 0.24 acre cul-de-sac lot.

This nearly new home is full of light and open living spaces for you to enjoy alone or with guests. The home features tile, granite and partial stone on all four sides of the exterior and beautifully upgraded floors that add warmth and character in each room.

The open kitchen is well equipped with stainless steel appliances, a breakfast bar,137 Pohakea plentiful cabinets and a pantry for additional storage. Open to the dining area and living room and enhanced even further by the covered porch that is accessible from the living room, you will have plenty of room to spread out for your next gathering. Out back

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Elgin RodeoThe Elgin Rodeo is back and there is lots of fun to be had for the next three days. Start Thursday evening with the free SLACK event.

The fun continues on Friday and Saturday nights at 8:00 p.m. Tickets are $5-$10 and children 4 and under are free. There are also discounts for military and law enforcement. Each evening will include broncs, roping, doggin, barrels and bulls events. Mutton Busting will take place each night too with a $25 fee but is limited to the first 20 people to sign up. Kids are invited to participate in the calf scramble with cash prizes of $10.

The Elgin Rodeo is sure to provide classic Texas entertainment all weekend long so grab a crowd and come out for a night you want forget.  

When: Through July 14 at various times

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Mortgage interest ratesWhen you are buying a home, you may think the price of the home is the most important part of the equation but think again. The number you should pay the most attention to is the interest rate. That doesn’t mean price isn’t important because it is but the amount of interest you pay on the home could be almost as much as the price of the home depending on your interest rate.

Before we go any further, let’s clarify the difference in cost vs. price. The price is what you pay for the home when you purchase it. The cost is what you pay for the house when you add up all your monthly mortgage payments. Therefore, the cost will be relative to the interest rate you pay on your mortgage loan.

Because your monthly budget is a fixed amount when you purchase a

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